Corporate & commercial credit facilities
Senior, subordinated and structured credit for established operating businesses and finance companies with defined capital requirements.
Specialty finance & capital solutions
Specialty Finance for Complex Transactions
Senior-level support for structured credit, capital-source introductions and specialized financing opportunities across Canada.
20+Years in mortgage and specialty finance
OntarioRegulated mortgage activity
DirectSenior-level involvement
01 About Chad
Judgment built through decades of complex lending.
Chad Robinson is a specialty-finance professional with more than two decades of experience across mortgage finance, underwriting, mortgage administration, private credit, lender development and structured financing.
As President of Align Mortgage Corporation, Chad works at the intersection of credit, capital and execution. He helps clarify the transaction, identify appropriate counterparties and advance well-positioned opportunities through a disciplined process.
His approach is grounded in practical credit judgment, long-standing industry relationships and an understanding of how lenders assess risk. Each engagement receives direct senior-level attention from initial positioning through due diligence and documentation.
02 Capabilities
Capital solutions shaped around the transaction.
Focused support where conventional financing channels may not fit the opportunity, structure, collateral or timeline.
Asset-backed & specialty lending
Financing opportunities supported by identifiable assets, receivables, contracted cash flows or specialized collateral.
Bridge & time-sensitive financing
Focused transaction support where timing, complexity and a credible path to repayment or refinancing matter.
Institutional & private-credit introductions
Targeted introductions to relevant capital sources based on mandate, transaction profile, jurisdiction and fit.
Mortgage finance
Residential, commercial and private mortgage financing conducted through a regulated Ontario mortgage brokerage.
Administration & lender-program development
Mortgage administration, lender-program design and operational support for specialized lending platforms.
03 Who Chad works with
For parties navigating consequential financing decisions.
- 01Established operating businesses
- 02Mortgage and specialty-finance companies
- 03Banks, credit unions and private-credit providers
- 04Originators and professional referral partners
- 05Institutional and sophisticated market participants
04 Transaction situations
Where specialized structuring can matter.
Representative situations are reviewed individually. They are not lending criteria, commitments or indications of approval.
Growth & acquisition facilities
Credit to support expansion, acquisitions, recapitalizations or other defined corporate uses.
Portfolio & warehouse facilities
Facilities for finance companies and originators that require a clear borrowing-base and collateral-control framework.
Asset-backed structures
Financing shaped around receivables, equipment, inventory, real estate or other identifiable collateral.
Bridge & special situations
Time-sensitive requirements with a defined near-term catalyst, stabilization plan or repayment path.
Mortgage credit
Private, commercial and specialized mortgage opportunities handled through Align Mortgage Corporation.
Lender-program development
Credit policy, underwriting, administration and operating design for organizations entering or expanding a lending program.
05 How engagements work
A disciplined path from opportunity to execution.
Every transaction is different. The process is designed to establish fit early and direct effort toward viable, well-positioned opportunities.
- 01
Initial transaction review
An early assessment of the opportunity, objectives, timing, available information and key constraints.
- 02
Opportunity positioning
Clear articulation of the credit thesis, proposed structure, use of funds, security and repayment strategy.
- 03
Capital-source identification
Targeted consideration of lenders and capital providers whose mandates align with the transaction.
- 04
Introductions & advancement
Qualified introductions and practical support as the opportunity moves through initial review and term discussions.
- 05
Due diligence & documentation
Coordination through underwriting, legal review, conditions and negotiation of definitive agreements.
Financing is not guaranteed. All opportunities remain subject to capital-source interest, due diligence, underwriting, legal review, satisfaction of conditions and definitive agreements.
06 Initial review
What makes an opportunity review-ready.
A concise, decision-useful summary helps determine fit before significant time or sensitive information is exchanged.
- Capital amount and intended use of proceeds
- Borrower, sponsor and ownership information
- Historical and current financial reporting
- Collateral, guarantees and proposed security
- Repayment, refinance or exit strategy
- Required closing date and critical constraints
07 Frequently asked
Straight answers at the outset.
What is specialty finance?
Specialty finance addresses transactions that may not fit conventional bank products because of their structure, collateral, timing, borrower profile or sector. It can include asset-backed credit, bridge financing, private credit, mortgage finance and customized lending facilities.
Does Chad Robinson provide the financing directly?
The role varies by engagement. Chad may help structure and position an opportunity, identify relevant capital sources, make introductions and support transaction advancement. A lender or capital provider makes its own independent credit and funding decision.
What information is useful for an initial review?
A concise transaction summary should identify the borrower, capital requirement, use of proceeds, financial profile, available security, proposed repayment strategy and required timing. Do not email identification, banking credentials or other sensitive documents before a secure review process is established.
How is real-estate-secured financing handled?
Mortgage brokerage activity and financing secured by real property are conducted exclusively through Align Mortgage Corporation, an Ontario mortgage brokerage regulated by FSRA.
Does this website offer investments or securities?
No. This website does not offer securities or solicit investments. Any securities-related activity must be conducted through an appropriately registered or exempt entity, as applicable.
Is financing or closing guaranteed?
No. Every opportunity remains subject to capital-source interest, due diligence, underwriting, legal review, satisfaction of conditions and definitive agreements.
Start a conversation
Have a financing opportunity worth discussing?
Send a concise overview with the capital requirement, intended use, security, repayment strategy and timing. Do not send identification, banking credentials, tax records or confidential deal documents until a secure review process is established.
chad@chadrobinson.ca Initial enquiries only · No retail mortgage application form